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![Latest review of CCCFA changes doesn't deliver for borrowers.](https://static.wixstatic.com/media/42197a_d0b04a7f14e745d79ed08ab11fa261ca~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_d0b04a7f14e745d79ed08ab11fa261ca~mv2.webp)
Simon Rule
Aug 4, 20221 min read
Latest review of CCCFA changes doesn't deliver for borrowers.
Hello everyone, The latest review of the changes made to the Credit Contracts and Consumer Finance Act (CCCFA) last year has now been...
![Lack of changes to CCCFA lending rules worries industry.](https://static.wixstatic.com/media/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.webp)
Simon Rule
Jun 21, 20221 min read
Lack of changes to CCCFA lending rules worries industry.
Hello everyone, To date there have been no substantial changes announced to the Credit Contracts and Consumer Finance Act (CCCFA) MBIE...
![Interest rates rise, house prices fall as the CCCFA changes impact borrowers.](https://static.wixstatic.com/media/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.webp)
Simon Rule
May 26, 20223 min read
Interest rates rise, house prices fall as the CCCFA changes impact borrowers.
Following the announcement made by the Reserve Bank yesterday that it was increasing the Official Cash Rate (OCR) to 2% I thought it was...
![Good news for borrowers.](https://static.wixstatic.com/media/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.webp)
Simon Rule
Mar 11, 20221 min read
Good news for borrowers.
Hello everyone I have some important news that I wanted to make you aware of. The Government has announced today big changes to the...
![](https://static.wixstatic.com/media/11062b_9b67b5a22eb044198234a1f4951547e3~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/11062b_9b67b5a22eb044198234a1f4951547e3~mv2.webp)
![Merry Christmas & best wishes for 2022.](https://static.wixstatic.com/media/11062b_9b67b5a22eb044198234a1f4951547e3~mv2.jpg/v1/fill/w_201,h_151,fp_0.50_0.50,q_90,enc_auto/11062b_9b67b5a22eb044198234a1f4951547e3~mv2.webp)
Simon Rule
Dec 20, 20211 min read
Merry Christmas & best wishes for 2022.
On behalf of Rule Financial Services we’d like to thank you for your support during 2021. It has been a difficult year for many people...
![Home loans are becoming more expensive](https://static.wixstatic.com/media/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.webp)
Simon Rule
Nov 24, 20213 min read
Home loans are becoming more expensive
Following the Reserve Bank’s announcement today that it is increasing the Official Cash Rate by 0.25% to 0.75% I thought you would be...
![Borrowing from a bank may be about to get a lot harder.](https://static.wixstatic.com/media/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.webp)
Simon Rule
Oct 7, 20214 min read
Borrowing from a bank may be about to get a lot harder.
Following the Reserve Bank’s announcement yesterday that it was increasing the Official Cash Rate by 0.25% to 0.50% (first increase made...
![Some hard truths for home purchasers](https://static.wixstatic.com/media/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.png/v1/fill/w_201,h_151,fp_0.50_0.50,q_95,enc_auto/42197a_56494a00dfa44a5e8d7006f4d3d6cef7~mv2.webp)
Simon Rule
Jun 21, 20215 min read
Some hard truths for home purchasers
Hello everyone My apologies for the lack of updates on the status of the housing market over these past 6 months but things have been...
![](https://static.wixstatic.com/media/f7c0c3_cffcbfe4720c4ea8ad4145d1cfb4b576~mv2.jpg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/f7c0c3_cffcbfe4720c4ea8ad4145d1cfb4b576~mv2.webp)
![Official Cash Rate unchanged but Reserve Bank signals further cuts may happen](https://static.wixstatic.com/media/f7c0c3_cffcbfe4720c4ea8ad4145d1cfb4b576~mv2.jpg/v1/fill/w_201,h_151,fp_0.50_0.50,q_90,enc_auto/f7c0c3_cffcbfe4720c4ea8ad4145d1cfb4b576~mv2.webp)
Simon Rule
May 14, 20203 min read
Official Cash Rate unchanged but Reserve Bank signals further cuts may happen
Following on from the Reserve Bank of New Zealand’s (RBNZ’s) announcement yesterday afternoon that it was leaving the Official Cash Rate...
![](https://static.wixstatic.com/media/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.jpeg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.webp)
![COVID-19 Changes to property purchases at Level 3](https://static.wixstatic.com/media/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.jpeg/v1/fill/w_201,h_151,fp_0.50_0.50,q_90,enc_auto/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.webp)
Simon Rule
Apr 28, 20201 min read
COVID-19 Changes to property purchases at Level 3
With the country now moving to Level 3 from today we thought you would appreciate knowing the various implications for the purchasing and...
![](https://static.wixstatic.com/media/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.jpeg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.webp)
![COVID-19 Assistance from banks to borrowers](https://static.wixstatic.com/media/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.jpeg/v1/fill/w_201,h_151,fp_0.50_0.50,q_90,enc_auto/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.webp)
Simon Rule
Mar 27, 20202 min read
COVID-19 Assistance from banks to borrowers
As the nation comes to a standstill and we prepare ourselves for isolation within our homes, questions around our financial security need...
![](https://static.wixstatic.com/media/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.jpeg/v1/fill/w_250,h_250,fp_0.50_0.50,q_30,blur_30,enc_auto/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.webp)
![Reserve Bank cuts Official Cash Rate to record low to combat COVID-19](https://static.wixstatic.com/media/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.jpeg/v1/fill/w_201,h_151,fp_0.50_0.50,q_90,enc_auto/f7c0c3_6aa92a6af42e4f5ca5c70c509e7dc408~mv2.webp)
Simon Rule
Mar 15, 20202 min read
Reserve Bank cuts Official Cash Rate to record low to combat COVID-19
Following on from the Reserve Bank of New Zealand’s (RBNZ’s) announcement that it was reducing the Official Cash Rate (OCR) to 0.25...
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